Explore Tailored Health Coverage Options for Every Life Stage

Sorting through hundreds of health insurance plans online can feel like a guessing game.

But it doesn’t have to be.

As a health insurance advisor, I help self-employed individuals, small business owners, early retirees, and those frustrated with expensive employer plans find coverage that actually makes sense for their needs.

With access to nationwide PPO options, customizable coverage, and expert guidance, you get the protection you need without paying for what you don’t.

Stop guessing. Start making informed decisions about your healthcare.

Let’s find the right plan for you!

Meet Erin Paumen

Your Partner in Finding Flexible, Affordable Health Plans

I didn’t start out as a health insurance expert. I started as someone just trying to figure it all out.

When we got laid off, we lost our coverage. Suddenly, I was stuck searching through hundreds of confusing options. It was frustrating. Finding something affordable felt impossible. And when my husband worked for a small company, the plans we had access to were either crazy expensive or just not that great. That’s when I realized how complicated health insurance really is and how much easier it would be with someone to actually help.

Now I take everything I’ve learned and use it to help entrepreneurs, families, and small business owners find nationwide PPO plans that actually make sense for them.

There’s no one size fits all when it comes to healthcare. You should have a plan that fits your life, gives you the care you need, and doesn’t make you overpay for a bunch of stuff you don’t.

Wherever you are in life, I’ve got you. Let’s find you a plan that actually works.

people beside baby lying on bed with medical apparatuses
people beside baby lying on bed with medical apparatuses

Self Employed? Growing Your Business? Your job doesn't offer benefits?

Lets Find the Right Plan for You.

Whether you’re running a business on your own, covering your family, or providing benefits for a small team, health insurance doesn’t have to be a headache. I help business owners find private PPO plans that give you flexibility, access to top doctors, and tax advantages.

It doesn’t matter if you’re just getting started or managing a team of 10- I am here to help you find an option that fits your needs today and grows with you.

two men's black and white polo shirts

Retiring Before 65? Secure a Long Term Health Plan

If you’re retiring before 65, you need a long term health insurance solution that won’t leave you scrambling for coverage later.

You can retire with confidence knowing you have a stable, reliable plan with nationwide PPO access so you can see the doctors and hospitals trust.

Let's explore options that protect your health now and in the future.

two men's black and white polo shirts

Just Turned 26? No Longer Covered Under Your Parents' Plan? Here’s What to Do Next.

Aging off your parents insurance can feel overwhelming, but you don’t have to navigate it alone.

I’ll walk you through affordable options that fit your lifestyle and budget.

The coverage you need without paying for things you don’t need.

Testimonials

S. Barghols

So much information to explore when you're leaving COBRA and trying to find the best medical insurance options! Erin provided all the details in a clear format that we could easily understand. Highly recommend!

C. Bean

Erin was very helpful and friendly. She spoke with my husband and I about plan options and helped us select an affordable plan that works for our family. I would recommend her to anyone struggling to find affordable healthcare!

L. McMahan

Erin was amazing! She had so much knowledge and was so patient and caring! We were able to upgrade to a PPO plan and still keep a good monthly premium.

L. Jackson

Erin made our complicated needs for a big family of 8 so easy! It’s so great having health insurance that doesn’t leave me wondering if we are covered the way we need to be!

K. Curtin

WOW!!! We just signed up for insurance for our family in less than an hour. Erin made this much dreaded process so painless and extremely easy to understand. She answered our questions and made sure she matched us with a plan that meets our needs. I like the fact that she makes herself available even after you sign up so you can ask her any questions and she helps with claims. We are very happy we chose Erin and we'll definitely be referring her to our friends and family.

D. Casey

Erin Paumen has been very helpful to finding our family the best insurance options. She has engaged with us numerous times to work through the details to make sure we are well educated on all aspects of coverages and premiums. She is very patient and easy to work with. I highly recommend her.

M. Schelgel

Erin was extremely responsive and very helpful in finding a new health plan that works for me and my budget. Would recommend her to anyone! And likely will :)

B. Weaver

Erin is one of the most trustworthy people I know. She care about her clients. I’ve sent family, friends, and my own clients to her because I trust her so much. She will find the best insurance for your situation. And if she can’t provide the best, she’ll tell you that too.

FAQs

Health Insurance Made Simple: Answers to Common Questions

I make too much to qualify for ACA subsidies, but I don’t want to overpay for insurance. What are my options?

If you no longer qualify for government subsidies, you don’t have to settle for overpriced plans with coverage you don’t need.

I specialize in private health insurance options that offer nationwide PPO access, lower premiums, and coverage that protects you from major medical bills—without paying for things you’ll never use.

I just turned 26 and can’t stay on my parents’ plan. How do I find affordable health insurance?

Aging off your parents’ plan can feel overwhelming, but you don’t have to figure it out alone.

I help make the transition easy by walking you through timelines, comparing plans, and finding coverage that fits your needs and budget.

Let’s find the right plan so you stay covered without overpaying.

I’m leaving my job and losing my employer’s health plan. What’s the best alternative?

Every situation is different, and losing employer coverage can feel overwhelming.

COBRA is often expensive, and ACA plans may not always be the best fit. I can help you compare all your options, ito find coverage that fits your needs and budget without overpaying for things you don’t need.

I am looking to retire early but I am not old enough to get Medicare. What options do I have?

Many early retirees assume their only choices are expensive COBRA plans or ACA options with high premiums.

I specialize in private health insurance solutions that offer nationwide coverage, flexible doctor access, and long-term stability until Medicare.

Let’s find a plan that gives you peace of mind for the years ahead.

I have a plan at work but it seems really expensive to add my spouse and kids. Is this my only option?

In most cases the employee has very affordable coverage but many employers may not offer any contribution towards the spouse and children.

Family coverage that is paid 100% by the employee can be costly. That's where working with me, a licensed health insurance advisor can help you review your current coverage and benefits before you renew at open enrollment.

Since I rarely need medical care, I don’t want to overpay for insurance. Are there plans that just cover major events?

A private health-based plan could be a great fit. These plans offer better rates for healthy individuals while still providing protection in the event of a major event like a hospitalization, accident, or illness. You can have peace of mind and protection from major medical expenses without overpaying for unnecessary benefits.